FORM NL-30 - Analytical Ratios
Insurer : General Insurance Corporation of India		Date:-
		(` in Lakhs)	-
Analytical Ratios for Non-Life companies
Sl.No.	Particular	For the Period 31.03.2011	Correspodning Period 31.03.2010
1	Gross Premium Growth Rate	20	20.8
2	Gross Premium to shareholders' fund ratio	117.7	106.6
3	Growth rate of shareholders'fund	8.7	17.5
4	Net Retention Ratio	90	90.1
5	Net Commission Ratio	18.3	22
6	Expense of Management to Gross Direct Premium Ratio	0.7	0.7
7	Combined Ratio	74.6	83.2
8	Technical Reserves to net premium ratio	158.3	156.7
9	Underwriting balance ratio	2.2	5.8
10	Operationg Profit Ratio	10.6	15.2
11	Liquid Assets to liabilities ratio	32.9	24.8
12	Net earning ratio	9.8	20.2
13	return on net worth ratio	10.5	19.7
14	Available Solvency argin Ratio to Required Solvency Margin Ratio	3.35	3.71
15	NPA Ratio
	Gross NPA Ratio	2.96	3.61
	Net NPA Ratio	1.23	1.59
Equity Holding Pattern for Non-Life Insurers		(Rs in Lakhs)	-
1	(a) No. of shares	43000000	43000000
2	(b) Percentage of shareholding (Indian / Foreign)	100 % Indian	100 % Indian
3	( c) %of Government holding (in case of public sector insurance companies)	100%	100%
4	(a) Basic and diluted EPS before extraordinary items (net of tax expense) for the period (not to be annualized)	240	413
5	(b) Basic and diluted EPS after extraordinary items (net of tax expense) for the period (not to be annualized)	240	413
6	(iv) Book value per share (Rs)	2308	2124
Combined Ratio : is calculated taking into consideration Claims Paid + EOM + Commission Paid			-